(A Non-linked, Non-Participating, Individual, Life Insurance Savings Plan)

Key Features:

• Guaranteed¹ lump-sum on maturity

• Life Cover during the policy term

Maturity Benefit: Guaranteed¹ Maturity Benefit (GMB) Plus Accrued Guaranteed¹ Additions.

Guaranteed¹ Maturity Benefit (GMB) is equal to the GMB factor multiplied by the Total Premiums⁵ Paid till the end of Policy Term. The GMB factor varies basis age of the Life Assured, Premium Payment Term, Policy Term and Sum Assured Multiple chosen by the Policyholder at inception of the Policy.

The GMB factors are available on the Bajaj Allianz Life website.

Guaranteed¹ Additions (GA) will be added to the Policy at the end of each policy year, starting from the end of second policy year throughout the Policy Term, provided the Policy is in-force and all premiums have been paid. These Guaranteed¹ Additions will be calculated as a percentage of Total Premiums⁵ Paid till the date of addition and will vary basis the Policy Term. The GA is available in the policy provided at least two full policy years’ premiums are paid.

The Guaranteed¹ Addition factors are available on Bajaj Allianz Life website.

¹Conditions Apply -The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details, please refer to sales brochure.⁵Total Premiums Paid means total of all the premiums paid under the policy, excluding any extra premium and taxes, if collected explicitly.

Death Benefit: In case of your unfortunate demise during the Policy Term, the nominee(s) shall receive Sum Assured on Death as a lumpsum benefit.

Sum Assured on Death is equal to Sum Assured (i.e. Annualized Premium⁴ X Sum Assured Multiple).

At no time the total Death Benefit will be less than Guaranteed¹ Death Benefit of 105% of the Total Premiums⁵ Paid, up to the date of death or the Surrender Value available then, whichever is higher. The policy will terminate on payment of Death Benefit.

¹Conditions Apply -The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details, please refer to sales brochure. ⁴Annualized Premium shall be the premium amount payable in a year excluding taxes, rider premiums, underwriting extra premiums and loadings for modal premiums.⁵Total Premiums Paid means total of all the premiums paid under the policy, excluding any extra premium and taxes, if collected explicitly.