If you want to fulfill your life goals and also want to get life cover for the entire policy term, this policy is ideal for you as it has come up with a sack full of benefits including savings with guaranteed benefits such as Guaranteed Maturity Benefit (GMB), Accrued Guaranteed Additions (GAs), Vested Reversionary Bonuses, Terminal Bonus. With this plan, you get the double advantage of protection as well as savings.

Key Highlights:

• In case of the unfortunate and untimely demise of the life assured within the policy period of an active policy, the insurer will provide death benefit which is the higher of any of the followings.

1.  
   1. Sum Assured on Death, plus subsisting bonuses already accrued, plus accrued guaranteed additions,
   2. 105% of all the premiums received till the date of death

• The policyholder will receive a Guaranteed Surrender Value after payment of all premiums for at least two consecutive years, whichever is higher of the following:

1.  
   1. Guaranteed Surrender Value along with Guaranteed Surrender Value of any subsisting bonus and Guaranteed Surrender Value of guaranteed additions, as applicable.
   2. Special Surrender Value (SSV)

• This policy offers you the tax exemption benefits and also it has a free look period of 25 days and 30 days.

Eligibility Criteria: