It is a protection and savings-oriented life insurance plan, introduced recently by the company that helps you build a safety net to provide financial protection to your family along with guaranteed benefits to help you to meet your life goals. This policy has come up with two variants, namely, Income, and Income with 110% ROP (return of premium).

Key Highlights of The Policy:

• Under the Option 1 variant (Income), the insured person needs to pay premiums for a certain period of time and one year after the completion of the premium payment term, he/she gets Guaranteed Income at the end of every month/year for a certain period (known as the Income Period).
• Under the second variant, the policyholder will receive Guaranteed Income for a certain period in arrears/ at the end of every
• month/year similar to plan option 1, and along with the last income installment, you will get 110% of Total Premiums paid by you (Maturity Benefit) at the end of the policy term.
• Both the variants have come up with survival benefits if the insured person can complete the entire policy term keeping the policy active and offering death benefits too.
• One can also avail of the surrender benefit as Guaranteed Surrender Value or Special Surrender Value, whichever is higher.

Eligibility Criteria