Niva Bupa Senior First is a tailor-made health insurance plan specifically for senior citizens. The plan comes in two variants: Gold and Platinum.
Key Features:
Modern Treatments: The plan covers modern treatments, such as robotic surgeries, up to the sum insured along with the sub-limit of Rs. 1 lakh per claim.
Room Category: Under the Gold plan, the insured gets the shared room coverage; whereas, under the Platinum plan, the insured gets a single private room.
Pre- & Post-Hospitalization: Expenses occurring 60 days before hospitalization and 180 days after the discharge from the hospital are covered under the plan.
Values
Premium
Starts @ Rs. 13,453 Per Year
Sum Insured
Gold: Rs. 5 Lakhs To Rs. 10 Lakhs
Platinum: Rs. 5 Lakhs To Rs. 25 Lakhs
Room Category
Gold: Shared
Platinum: Private
Health Check-Up (Platinum Plan)
Up to ₹500 for every 1 lakh base sum insured
Individual Policy: Maximum Rs. 5,000 Per Insured
Family Floater Policy: Maximum Rs. 10,000 Per Policy
Ambulance Cover (Gold Plan)
Road Ambulance: Up To Rs. 2000
Air Ambulance: Up To Rs. 2,50,000
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