When it comes to improving physical and mental health and well-being while also securing the future of your family, the Tata AIA SRS Vitality Protect is a comprehensive and exclusive term insurance plan with inbuilt wellness benefits for yourself and your family members. This plan is tailor-made to suit your requirements for your healthy lifestyle choices. 

Benefits of Tata SRS Vitality Protect

• Life insurance cover

  This plan offers life insurance coverage for the future financial security of your family members in case of terminal illness or death.

• Return of Premium Benefit

  The return of premium benefit allows customers to save for future inflation and retirement as the entire premium paid towards the policy is returned on survival of the policy term. The returned amount will undergo some minor deductions like GST, admin charges, stamp duty charges, and other similar charges.

• Early Exit Benefit

  The early exit benefit allows the policyholders to exit their Tata AIA SRS Vitality Protect at a certain stage specified by the insurer. This feature is available at no extra cost and offers all the premiums paid until the termination of the policy. Similar to the ROP benefit, the premiums returned under the no cost benefit also undergo the same tax and other deductions.

• Get Wellness Program Benefit

  This inbuilt wellness benefits program can help you earn points or rewards as per the status of your wellness, which can be tracked on the Vitality Application.

• Guaranteed Discount at Premium in the first year

  This wellness program offers you a guaranteed 12% discount on your 1st year premium amount paid towards your plan.

• Earn awards every year

  Receive renewal discount at premiums up to 15 percent under the Tata AIA Vitality health and Wellness Status.

• Free Medical Check-up

  Get a free health test yearly on your life insurance plan with the inherent Tata AIA Vitality Program.

• Cover Boosters Benefit

  After the premium payment term, the life cover can be enhanced up to 15 percent according to your wellness status

How Does Tata AIA SRS Vitality Protect Work?

Let us understand this with the help of an example:

Ram, 35 years old is married and has 1 kid. He wants to purchase a term insurance plan that will take care of his dependents in case of an unforeseen demise. He finalizes Tata AIA SRS Vitality Protect Solution (Life Option). Under this, he also gets access to use wellness program of vitality and a discount on his 1st premium. 1 crore sum assured and a premium payment term of 10 years is chosen. If Ram dies, 1 crore life cover (chosen by Ram) will be paid to his nominee/beneficiary.

Eligibility Criteria of Tata SRS Vitality Protect

Why Should You Choose Tata AIA Vitality Program?

Tata AIA SRS Vitality is a wellness-based solution that helps you target and meets your fitness and health objectives to achieve mental and physical wellness altogether. With different wellness and health activities, you can get discounts on premiums and other benefits as you move towards maintaining the quality of your healthy lifestyle.

• It helps you to work on your health and fitness

• Get rewards for achieving targets

• Free health checkups annually

• Thus, resulting in improved wellness and health